Gday, the barding on the horse and the cloth on the knight is made from green stuff, this is the first time ive used it so go easy on me:-)
and please check out my site and tell me what you think
www.freewebs.com/howtopaint
cheers
Scotty
A good start overall but I would add more highlights and shading to the cloth on the horse. and the metal bits look too shiny mabey take a black wash to them to dull it down and add more depth.